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Tina Marsh Dalton's avatar

In the case of the car body shop, individuals who drive inexpensive cars carefully can end up saving money. Under universal insurance coverage, or post-ACA US coverage people can't be charged differently based on their health status. This means the benefits of prevention are now more muted for individuals. This is especially true with people moving to publicly-funded Medicare post 65 in the US. Of course this is a good thing if we want protection against un-preventable disease or accidents, but harder for the preventable component of chronic disease. Perhaps a system which addresses chronic illness needs through different tracks, i.e. you've chosen lifestyle interventions with low payments or you haven't with accompanying higher costs. Somehow we need stronger ability for individuals to reap the benefits of preventive choices.

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Gordon Tang's avatar

Thanks for your insight. Ask 100 body shop and auto mechanics, how many would feel responsible for how people drive? They get paid to fix the car. Kaiser differs in making more money if people don’t use the health care system. So their incentive would be to reduce health care use but that’s not the same as promoting health. But that’s a whole another story. E.g. Palliative care would be very profitable but not necessarily “health-promoting.” Unfortunately, in a sci-fi world, individual people would have to be responsible for their weight, blood pressure and HbA1C (diabetes measure), subjecting themselves to regular testing and receive payment for improvements and penalties for worsening. Isolated from the immediate consequence, they face only long-term effects at which time they find themselves in the body shop. Too late for driving lessons.

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